BankCalculatorV2Request

Inputs for the bank serviceability calculation. All monetary values are strings.

  • app1AnnualGrossIncome
    Type: string

    Applicant 1 annual gross income.

  • app1StudentLoan
    Type: string enum

    Whether applicant 1 has a student loan. Must be Y or N.

    values
    • Y
    • N
  • app2AnnualGrossIncome
    Type: string

    Applicant 2 annual gross income.

  • app2StudentLoan
    Type: string enum

    Whether applicant 2 has a student loan. Must be Y or N.

    values
    • Y
    • N
  • applicants
    Type: string enum

    Number of applicants. Must be 1 or 2.

    values
    • 1
    • 2
  • boarderIncomeGrossWeekly
    Type: string

    Gross weekly boarder income.

  • bodyCorpGroundRent
    Type: string

    Body corporate / ground rent expense.

  • childcareSchooling
    Type: string

    Childcare and schooling expense.

  • childSupport
    Type: string

    Child support expense.

  • clothingPersonalCare
    Type: string

    Clothing and personal care expense.

  • creditCardLimit
    Type: string

    Total credit card limit.

  • dependants
    Type: string enum

    Number of dependants. Must be 0-5.

    values
    • 0
    • 1
    • 2
    • 3
    • 4
    • 5
  • existingMortgages
    Type: string

    Existing mortgage balances/repayments.

  • groceriesFood
    Type: string

    Groceries and food expense.

  • hirePurchaseOtherLoanMonthlyPayment
    Type: string

    Monthly hire purchase / other loan payment.

  • homeContentCarInsurance
    Type: string

    Home, contents and car insurance expense.

  • kiwisaverContribution
    Type: string

    KiwiSaver contribution.

  • lifeHealthInsurance
    Type: string

    Life and health insurance expense.

  • otherExpenses
    Type: string

    Other expenses.

  • otherIncomeNetWeekly
    Type: string

    Net weekly other income.

  • overdraftLimit
    Type: string

    Overdraft limit.

  • personalLoanMonthlyRepayment
    Type: string

    Monthly personal loan repayment.

  • phoneInternet
    Type: string

    Phone and internet expense.

  • proposedLoanTerm
    Type: string

    Proposed loan term in years.

  • ratesWater
    Type: string

    Rates and water expense.

  • rentalIncomeGrossWeekly
    Type: string

    Gross weekly rental income.

  • rentBoard
    Type: string

    Rent or board expense.

  • transportVehicle
    Type: string

    Transport and vehicle expense.

  • useBankBenchmark
    Type: string enum

    Whether to use the bank benchmark for expenses. Must be Y or N.

    values
    • Y
    • N
  • utilities
    Type: string

    Utilities expense.